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Datacultr’s vision is to enable convenient financing opportunities for unbanked & underbanked consumers, entrepreneurs and small merchants, helping them combat the Socio-economic problems this segment face from restricted access to financing.




Neel Juriasingani


Datacultr enables the Pay-As-You-Go model for smartphone financing.

Datacultr uses a Smartphone as a tool to provision affordable, accessible, and relevant financial products to individuals and small businesses that have traditionally been excluded from the mainstream financial products. Datacultr’s innovative AI-driven risk management technology, collections digitization platform & user behavior-driven fraud prediction tool, provides answers to the most challenging questions financiers face, as they give loans to the ‘New to credit’. Now billions of unbanked and underserved people can afford a new smartphone by paying in easy installments and access micro-loans by providing the same smartphones as a virtual collateral.

GOGLA can accelerate our business by providing access to its network & members; in addition, we would love to create case studies and industry white papers to benefit all members, as well as evangelize the ways in which the datacultr technology is helping promote financial inclusion.